Decision: Dave Ramsey Plan

       I am soo sick of living paycheck to paycheck.  My co-workers and I have been talking a lot about our finances.  I told them that I just want to pay off our debt but I don't know how.  I was so tired of feeling like I was poor. 
      They  had asked me if I have ever hear of the Dave Ramsey Plan. Dave who? Ramsey who?  Plan what?  What in the world is that?  They told me about how he recommends cash budgeting and the snowball effect.  What? Who? How?  Where do I begin?  Cash, huh?
    I had all these questions and I would subtly ask my questions as time went by.  I didn't want to sound stupid.  I eventually went to the Dave Ramsey website.  Holy cow!  Where do I begin? 
   I decided that if I were serious about getting rid of my debt,  I cannot go at it alone.  I purchased the the The Starter Bundle from his website. It was $50 at the time of my purchase.  But I can tell you that it has been worth every penny. 
   Everything thing that he says or has written has  given me hope that I can get out of debt.  I know that I have a long way to go and this is only the beginning of the on the road to becoming debt free.